▼ 0.50% · 3.625%
HK$17,839
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,394
−HK$564/mo
Today · 4.125%
HK$18,958
baseline
▲ 0.50% · 4.625%
HK$20,111
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,916/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,846
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,378
−HK$540/mo
Today · 4.125%
HK$20,918
baseline
▲ 0.50% · 4.625%
HK$22,021
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,836/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,623
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,233
−HK$621/mo
Today · 4.125%
HK$20,854
baseline
▲ 0.50% · 4.625%
HK$22,122
+HK$1,268/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,708/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,830
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,416
−HK$594/mo
Today · 4.125%
HK$23,010
baseline
▲ 0.50% · 4.625%
HK$24,223
+HK$1,213/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,020/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,407
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,073
−HK$676/mo
Today · 4.125%
HK$22,749
baseline
▲ 0.50% · 4.625%
HK$24,134
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,498/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,815
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,454
−HK$648/mo
Today · 4.125%
HK$25,102
baseline
▲ 0.50% · 4.625%
HK$26,425
+HK$1,323/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,204/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,191
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,912
−HK$733/mo
Today · 4.125%
HK$24,645
baseline
▲ 0.50% · 4.625%
HK$26,145
+HK$1,500/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,290/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,800
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,491
−HK$702/mo
Today · 4.125%
HK$27,193
baseline
▲ 0.50% · 4.625%
HK$28,627
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,386/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,975
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,752
−HK$789/mo
Today · 4.125%
HK$26,541
baseline
▲ 0.50% · 4.625%
HK$28,156
+HK$1,615/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,082/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,784
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,529
−HK$756/mo
Today · 4.125%
HK$29,285
baseline
▲ 0.50% · 4.625%
HK$30,829
+HK$1,544/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,570/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,759
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,591
−HK$846/mo
Today · 4.125%
HK$28,437
baseline
▲ 0.50% · 4.625%
HK$30,167
+HK$1,730/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,874/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,769
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,567
−HK$810/mo
Today · 4.125%
HK$31,377
baseline
▲ 0.50% · 4.625%
HK$33,031
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,754/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,543
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,430
−HK$902/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,846/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,753
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,605
−HK$864/mo
Today · 4.125%
HK$33,469
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$1,764/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$66,938/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,326
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$958/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,961/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,738
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,643
−HK$918/mo
Today · 4.125%
HK$35,561
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$1,874/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,122/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,110
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,109
−HK$1,015/mo
Today · 4.125%
HK$34,124
baseline
▲ 0.50% · 4.625%
HK$36,200
+HK$2,076/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,248/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,722
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,681
−HK$971/mo
Today · 4.125%
HK$37,652
baseline
▲ 0.50% · 4.625%
HK$39,637
+HK$1,985/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,304/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,699 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).