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At today's rate and a 90% mortgage, the deposit on this unit is about HK$522K, with repayments around HK$22,754/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$45,508/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,376 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Ma On Shan Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 3
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 464 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-20 | HK$6.48M | +12.7% 4.7y · 3.0%/yr |
| 2018-01-15 | HK$5.75M | +122.9% 6.9y · 18.0%/yr |
| 2011-02-16 | HK$2.58M | +30.3% |
| 2008-02-14 | HK$1.98M | +24.5% |
| 2007-07-17 | HK$1.59M | −35.9% |
| 1998-05-01 | HK$2.48M | +14.3% |
| 1995-10-30 | HK$2.17M | — |