▼ 0.50% · 3.625%
HK$16,239
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,744
−HK$513/mo
Today · 4.125%
HK$17,257
baseline
▲ 0.50% · 4.625%
HK$18,308
+HK$1,051/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,514/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,066
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,550
−HK$492/mo
Today · 4.125%
HK$19,042
baseline
▲ 0.50% · 4.625%
HK$20,046
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,084/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,863
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,419
−HK$564/mo
Today · 4.125%
HK$18,983
baseline
▲ 0.50% · 4.625%
HK$20,138
+HK$1,155/mo
Deposit HK$3.20M · loan HK$3.92M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,872
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,405
−HK$541/mo
Today · 4.125%
HK$20,946
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,104/mo
Deposit HK$3.20M · loan HK$3.92M · min. income ≈ HK$41,892/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,487
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,093
−HK$616/mo
Today · 4.125%
HK$20,709
baseline
▲ 0.50% · 4.625%
HK$21,969
+HK$1,260/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,418/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,679
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,260
−HK$590/mo
Today · 4.125%
HK$22,850
baseline
▲ 0.50% · 4.625%
HK$24,055
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,700/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,111
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,767
−HK$668/mo
Today · 4.125%
HK$22,435
baseline
▲ 0.50% · 4.625%
HK$23,800
+HK$1,365/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,870/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,486
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,115
−HK$639/mo
Today · 4.125%
HK$24,754
baseline
▲ 0.50% · 4.625%
HK$26,059
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,508/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,735
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,442
−HK$718/mo
Today · 4.125%
HK$24,160
baseline
▲ 0.50% · 4.625%
HK$25,631
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,320/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,292
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,970
−HK$689/mo
Today · 4.125%
HK$26,659
baseline
▲ 0.50% · 4.625%
HK$28,064
+HK$1,405/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,318/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,359
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$770/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,575/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,099
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,826
−HK$737/mo
Today · 4.125%
HK$28,563
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,505/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,126/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,983
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,791
−HK$821/mo
Today · 4.125%
HK$27,612
baseline
▲ 0.50% · 4.625%
HK$29,292
+HK$1,680/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$55,224/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,905
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$786/mo
Today · 4.125%
HK$30,467
baseline
▲ 0.50% · 4.625%
HK$32,073
+HK$1,606/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$60,934/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,606
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,465
−HK$873/mo
Today · 4.125%
HK$29,338
baseline
▲ 0.50% · 4.625%
HK$31,123
+HK$1,785/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,676/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,712
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,536
−HK$835/mo
Today · 4.125%
HK$32,371
baseline
▲ 0.50% · 4.625%
HK$34,078
+HK$1,707/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,742/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,230
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,140
−HK$923/mo
Today · 4.125%
HK$31,063
baseline
▲ 0.50% · 4.625%
HK$32,954
+HK$1,891/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,126/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,518
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,391
−HK$884/mo
Today · 4.125%
HK$34,275
baseline
▲ 0.50% · 4.625%
HK$36,082
+HK$1,807/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,550/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,649 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).