▼ 0.50% · 3.625%
HK$17,665
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,215
−HK$558/mo
Today · 4.125%
HK$18,773
baseline
▲ 0.50% · 4.625%
HK$19,915
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,546/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,652
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,180
−HK$534/mo
Today · 4.125%
HK$20,714
baseline
▲ 0.50% · 4.625%
HK$21,806
+HK$1,092/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,428/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,432
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$614/mo
Today · 4.125%
HK$20,650
baseline
▲ 0.50% · 4.625%
HK$21,907
+HK$1,257/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$41,300/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,618
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,198
−HK$588/mo
Today · 4.125%
HK$22,786
baseline
▲ 0.50% · 4.625%
HK$23,987
+HK$1,201/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$45,572/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,198
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$670/mo
Today · 4.125%
HK$22,528
baseline
▲ 0.50% · 4.625%
HK$23,898
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,056/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,583
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,215
−HK$642/mo
Today · 4.125%
HK$24,857
baseline
▲ 0.50% · 4.625%
HK$26,167
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,714/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,965
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$726/mo
Today · 4.125%
HK$24,405
baseline
▲ 0.50% · 4.625%
HK$25,890
+HK$1,485/mo
Deposit HK$2.71M · loan HK$5.04M · min. income ≈ HK$48,810/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,548
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$696/mo
Today · 4.125%
HK$26,929
baseline
▲ 0.50% · 4.625%
HK$28,348
+HK$1,419/mo
Deposit HK$2.71M · loan HK$5.04M · min. income ≈ HK$53,858/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,731
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,501
−HK$781/mo
Today · 4.125%
HK$26,282
baseline
▲ 0.50% · 4.625%
HK$27,882
+HK$1,600/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,564/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,513
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,251
−HK$749/mo
Today · 4.125%
HK$29,000
baseline
▲ 0.50% · 4.625%
HK$30,529
+HK$1,529/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$58,000/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,498
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,322
−HK$838/mo
Today · 4.125%
HK$28,160
baseline
▲ 0.50% · 4.625%
HK$29,873
+HK$1,713/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,320/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,479
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$802/mo
Today · 4.125%
HK$31,071
baseline
▲ 0.50% · 4.625%
HK$32,709
+HK$1,638/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,142/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,264
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,144
−HK$893/mo
Today · 4.125%
HK$30,037
baseline
▲ 0.50% · 4.625%
HK$31,865
+HK$1,828/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$60,074/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,287
−HK$856/mo
Today · 4.125%
HK$33,143
baseline
▲ 0.50% · 4.625%
HK$34,890
+HK$1,747/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$66,286/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,031
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,965
−HK$949/mo
Today · 4.125%
HK$31,914
baseline
▲ 0.50% · 4.625%
HK$33,856
+HK$1,942/mo
Deposit HK$1.16M · loan HK$6.59M · min. income ≈ HK$63,828/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,409
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,305
−HK$909/mo
Today · 4.125%
HK$35,214
baseline
▲ 0.50% · 4.625%
HK$37,070
+HK$1,856/mo
Deposit HK$1.16M · loan HK$6.59M · min. income ≈ HK$70,428/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,798
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,787
−HK$1,005/mo
Today · 4.125%
HK$33,792
baseline
▲ 0.50% · 4.625%
HK$35,848
+HK$2,056/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$67,584/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,374
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,323
−HK$963/mo
Today · 4.125%
HK$37,286
baseline
▲ 0.50% · 4.625%
HK$39,251
+HK$1,965/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$74,572/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,413 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).