▼ 0.50% · 3.625%
HK$17,874
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,430
−HK$565/mo
Today · 4.125%
HK$18,995
baseline
▲ 0.50% · 4.625%
HK$20,151
+HK$1,156/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,990/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,885
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,418
−HK$541/mo
Today · 4.125%
HK$20,959
baseline
▲ 0.50% · 4.625%
HK$22,064
+HK$1,105/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,918/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,661
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,273
−HK$621/mo
Today · 4.125%
HK$20,894
baseline
▲ 0.50% · 4.625%
HK$22,166
+HK$1,272/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,788/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,873
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,460
−HK$595/mo
Today · 4.125%
HK$23,055
baseline
▲ 0.50% · 4.625%
HK$24,270
+HK$1,215/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,110/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,449
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,116
−HK$678/mo
Today · 4.125%
HK$22,794
baseline
▲ 0.50% · 4.625%
HK$24,181
+HK$1,387/mo
Deposit HK$3.14M · loan HK$4.70M · min. income ≈ HK$45,588/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,862
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,502
−HK$649/mo
Today · 4.125%
HK$25,151
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,325/mo
Deposit HK$3.14M · loan HK$4.70M · min. income ≈ HK$50,302/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,236
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,959
−HK$734/mo
Today · 4.125%
HK$24,693
baseline
▲ 0.50% · 4.625%
HK$26,196
+HK$1,503/mo
Deposit HK$2.74M · loan HK$5.10M · min. income ≈ HK$49,386/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,850
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,543
−HK$704/mo
Today · 4.125%
HK$27,247
baseline
▲ 0.50% · 4.625%
HK$28,683
+HK$1,436/mo
Deposit HK$2.74M · loan HK$5.10M · min. income ≈ HK$54,494/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,024
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,802
−HK$791/mo
Today · 4.125%
HK$26,593
baseline
▲ 0.50% · 4.625%
HK$28,211
+HK$1,618/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,186/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,839
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,585
−HK$758/mo
Today · 4.125%
HK$29,343
baseline
▲ 0.50% · 4.625%
HK$30,889
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,686/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,811
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,645
−HK$847/mo
Today · 4.125%
HK$28,492
baseline
▲ 0.50% · 4.625%
HK$30,226
+HK$1,734/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,984/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,827
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,627
−HK$811/mo
Today · 4.125%
HK$31,438
baseline
▲ 0.50% · 4.625%
HK$33,096
+HK$1,658/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,876/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,598
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,488
−HK$904/mo
Today · 4.125%
HK$30,392
baseline
▲ 0.50% · 4.625%
HK$32,241
+HK$1,849/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,784/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,815
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,669
−HK$865/mo
Today · 4.125%
HK$33,534
baseline
▲ 0.50% · 4.625%
HK$35,302
+HK$1,768/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,068/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,386
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$960/mo
Today · 4.125%
HK$32,291
baseline
▲ 0.50% · 4.625%
HK$34,256
+HK$1,965/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,582/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,804
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$919/mo
Today · 4.125%
HK$35,630
baseline
▲ 0.50% · 4.625%
HK$37,508
+HK$1,878/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,260/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,173
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$1,017/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$2,080/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,792
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$974/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$39,715
+HK$1,989/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).