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At today's rate and a 90% mortgage, the deposit on this unit is about HK$293K, with repayments around HK$12,759/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$293K · loan HK$2.63M · min. income ≈ HK$25,518/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- 4
- Saleable Area
- 215 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-27 | HK$3.68M | +50.2% 6.2y · 8.0%/yr |
| 2016-05-13 | HK$2.45M | +58.1% 4.8y · 12.0%/yr |
| 2011-07-11 | HK$1.55M | +49.0% |
| 2010-01-29 | HK$1.04M | +46.5% |
| 2000-10-25 | HK$710K | −9.0% |
| 1998-08-13 | HK$780K | — |