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At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,582/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.22M · min. income ≈ HK$31,164/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 2
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 394 ft²
- Efficiency
- 69%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-19 | HK$4.50M | +60.7% 4.5y · 14.0%/yr |
| 2016-05-12 | HK$2.80M | +1.8% 3.3y · 1.0%/yr |
| 2013-01-31 | HK$2.75M | +103.7% |
| 2010-09-16 | HK$1.35M | +28.6% |
| 2009-06-01 | HK$1.05M | +7.1% |
| 2008-02-06 | HK$980K | +30.7% |
| 2005-07-13 | HK$750K | −51.0% |
| 1997-04-30 | HK$1.53M | — |