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At today's rate and a 90% mortgage, the deposit on this unit is about HK$290K, with repayments around HK$12,649/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$290K · loan HK$2.61M · min. income ≈ HK$25,298/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 5
- Saleable Area
- 215 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-22 | HK$3.92M | +36.8% 3.7y · 10.0%/yr |
| 2017-01-10 | HK$2.87M | +120.4% 6.2y · 19.0%/yr |
| 2010-10-26 | HK$1.30M | +25.0% |
| 2010-02-11 | HK$1.04M | +33.3% |
| 2007-09-07 | HK$780K | +14.7% |
| 2006-02-03 | HK$680K | — |