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At today's rate and a 90% mortgage, the deposit on this unit is about HK$271K, with repayments around HK$11,827/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$271K · loan HK$2.44M · min. income ≈ HK$23,654/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 8
- Saleable Area
- 215 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-04-28 | HK$3.33M | +48.7% 3.6y · 14.0%/yr |
| 2013-10-03 | HK$2.24M | +49.3% |
| 2011-06-24 | HK$1.50M | +35.1% |
| 2010-06-25 | HK$1.11M | +23.3% |
| 2008-08-12 | HK$900K | +23.3% |
| 2007-11-30 | HK$730K | +12.3% |
| 2005-04-29 | HK$650K | −45.8% |
| 1997-04-17 | HK$1.20M | — |