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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,401/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,802/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- 6
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 421 ft²
- Efficiency
- 67%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-08 | HK$4.60M | +7.0% 2.1y · 3.0%/yr |
| 2019-03-08 | HK$4.30M | +35.2% 3.0y · 12.0%/yr |
| 2016-03-03 | HK$3.18M | +6.0% 1.5y · 4.0%/yr |
| 2014-09-08 | HK$3.00M | +108.3% |
| 2010-05-05 | HK$1.44M | +17.1% |
| 2009-12-22 | HK$1.23M | — |