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At today's rate and a 90% mortgage, the deposit on this unit is about HK$274K, with repayments around HK$11,944/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$274K · loan HK$2.46M · min. income ≈ HK$23,888/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 8
- Saleable Area
- 215 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-22 | HK$3.50M | +18.6% 5.7y · 3.0%/yr |
| 2016-11-25 | HK$2.95M | +23.4% 3.7y · 7.0%/yr |
| 2013-03-20 | HK$2.39M | +107.8% |
| 2010-09-08 | HK$1.15M | −12.9% |
| 1998-04-02 | HK$1.32M | −6.4% |
| 1997-05-14 | HK$1.41M | +38.2% |
| 1996-05-31 | HK$1.02M | — |