▼ 0.50% · 3.625%
HK$14,977
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,443
−HK$473/mo
Today · 4.125%
HK$15,916
baseline
▲ 0.50% · 4.625%
HK$16,885
+HK$969/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,832/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,662
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,109
−HK$453/mo
Today · 4.125%
HK$17,562
baseline
▲ 0.50% · 4.625%
HK$18,488
+HK$926/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,124/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,475
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,987
−HK$521/mo
Today · 4.125%
HK$17,508
baseline
▲ 0.50% · 4.625%
HK$18,573
+HK$1,065/mo
Deposit HK$2.96M · loan HK$3.61M · min. income ≈ HK$35,016/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,328
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,820
−HK$498/mo
Today · 4.125%
HK$19,318
baseline
▲ 0.50% · 4.625%
HK$20,336
+HK$1,018/mo
Deposit HK$2.96M · loan HK$3.61M · min. income ≈ HK$38,636/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,972
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,531
−HK$568/mo
Today · 4.125%
HK$19,099
baseline
▲ 0.50% · 4.625%
HK$20,262
+HK$1,163/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,198/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,994
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,530
−HK$544/mo
Today · 4.125%
HK$21,074
baseline
▲ 0.50% · 4.625%
HK$22,185
+HK$1,111/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,148/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,470
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,076
−HK$615/mo
Today · 4.125%
HK$20,691
baseline
▲ 0.50% · 4.625%
HK$21,950
+HK$1,259/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$41,382/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,660
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,241
−HK$590/mo
Today · 4.125%
HK$22,831
baseline
▲ 0.50% · 4.625%
HK$24,034
+HK$1,203/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$45,662/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,968
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,620
−HK$663/mo
Today · 4.125%
HK$22,283
baseline
▲ 0.50% · 4.625%
HK$23,639
+HK$1,356/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,566/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,327
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,952
−HK$635/mo
Today · 4.125%
HK$24,587
baseline
▲ 0.50% · 4.625%
HK$25,883
+HK$1,296/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,174/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,466
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$710/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,453/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,993
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,663
−HK$680/mo
Today · 4.125%
HK$26,343
baseline
▲ 0.50% · 4.625%
HK$27,732
+HK$1,389/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$52,686/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,963
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,709
−HK$757/mo
Today · 4.125%
HK$25,466
baseline
▲ 0.50% · 4.625%
HK$27,016
+HK$1,550/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,932/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,659
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,374
−HK$725/mo
Today · 4.125%
HK$28,099
baseline
▲ 0.50% · 4.625%
HK$29,580
+HK$1,481/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,198/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,461
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,253
−HK$805/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,704
+HK$1,646/mo
Deposit HK$985K · loan HK$5.58M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,085
−HK$770/mo
Today · 4.125%
HK$29,855
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,574/mo
Deposit HK$985K · loan HK$5.58M · min. income ≈ HK$59,710/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,959
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,797
−HK$852/mo
Today · 4.125%
HK$28,649
baseline
▲ 0.50% · 4.625%
HK$30,392
+HK$1,743/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$57,298/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,991
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,796
−HK$816/mo
Today · 4.125%
HK$31,612
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,666/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$63,224/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$191,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).