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At today's rate and a 90% mortgage, the deposit on this unit is about HK$548K, with repayments around HK$23,904/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,808/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,305 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- G
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 508 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-08 | HK$5.12M | −13.2% 5.7y |
| 2020-09-17 | HK$5.90M | +37.2% 5.7y · 6.0%/yr |
| 2015-01-20 | HK$4.30M | +38.7% |
| 2012-09-27 | HK$3.10M | +124.6% |
| 2005-02-19 | HK$1.38M | −29.9% |
| 1996-10-08 | HK$1.97M | — |