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At today's rate and a 90% mortgage, the deposit on this unit is about HK$670K, with repayments around HK$29,243/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,486/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,126 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 36/F
- Flat
- H
- Saleable Area
- 468 Saleable ft²
- Gross Area
- 626 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-14 | HK$7.85M | +25.0% 3.4y · 7.0%/yr |
| 2017-11-09 | HK$6.28M | +35.1% 4.7y · 8.0%/yr |
| 2013-03-06 | HK$4.65M | +99.6% |
| 2008-10-30 | HK$2.33M | +42.1% |
| 2002-08-03 | HK$1.64M | −36.9% |
| 1996-03-19 | HK$2.60M | — |