▼ 0.50% · 3.625%
HK$18,312
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,881
−HK$579/mo
Today · 4.125%
HK$19,460
baseline
▲ 0.50% · 4.625%
HK$20,644
+HK$1,184/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,920/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,372
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,918
−HK$554/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,604
+HK$1,132/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,143
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,769
−HK$637/mo
Today · 4.125%
HK$21,406
baseline
▲ 0.50% · 4.625%
HK$22,709
+HK$1,303/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,812/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,409
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,010
−HK$609/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$24,864
+HK$1,245/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,974
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,658
−HK$694/mo
Today · 4.125%
HK$23,352
baseline
▲ 0.50% · 4.625%
HK$24,773
+HK$1,421/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,704/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,446
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,102
−HK$665/mo
Today · 4.125%
HK$25,767
baseline
▲ 0.50% · 4.625%
HK$27,125
+HK$1,358/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,534/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,546
−HK$752/mo
Today · 4.125%
HK$25,298
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,539/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,596/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,483
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$721/mo
Today · 4.125%
HK$27,914
baseline
▲ 0.50% · 4.625%
HK$29,385
+HK$1,471/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,828/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,636
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,434
−HK$810/mo
Today · 4.125%
HK$27,244
baseline
▲ 0.50% · 4.625%
HK$28,902
+HK$1,658/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,488/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,520
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,285
−HK$776/mo
Today · 4.125%
HK$30,061
baseline
▲ 0.50% · 4.625%
HK$31,646
+HK$1,585/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,122/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,468
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,322
−HK$868/mo
Today · 4.125%
HK$29,190
baseline
▲ 0.50% · 4.625%
HK$30,966
+HK$1,776/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,380/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,557
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,377
−HK$831/mo
Today · 4.125%
HK$32,208
baseline
▲ 0.50% · 4.625%
HK$33,906
+HK$1,698/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,416/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,299
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,210
−HK$926/mo
Today · 4.125%
HK$31,136
baseline
▲ 0.50% · 4.625%
HK$33,031
+HK$1,895/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$62,272/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,595
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,469
−HK$887/mo
Today · 4.125%
HK$34,356
baseline
▲ 0.50% · 4.625%
HK$36,167
+HK$1,811/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$68,712/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,130
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,098
−HK$984/mo
Today · 4.125%
HK$33,082
baseline
▲ 0.50% · 4.625%
HK$35,095
+HK$2,013/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$66,164/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,632
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,561
−HK$942/mo
Today · 4.125%
HK$36,503
baseline
▲ 0.50% · 4.625%
HK$38,427
+HK$1,924/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$73,006/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,961
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,986
−HK$1,042/mo
Today · 4.125%
HK$35,028
baseline
▲ 0.50% · 4.625%
HK$37,159
+HK$2,131/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,056/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,669
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,652
−HK$998/mo
Today · 4.125%
HK$38,650
baseline
▲ 0.50% · 4.625%
HK$40,687
+HK$2,037/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,300/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,917 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).