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At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,398/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,796/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,143 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-04 | HK$3.87M | −22.6% 6.9y · −3.0%/yr |
| 2018-03-07 | HK$5.00M | +83.2% 5.8y · 14.0%/yr |
| 2012-05-28 | HK$2.73M | +100.7% |
| 2007-12-03 | HK$1.36M | −26.5% |
| 1995-07-19 | HK$1.85M | — |