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At today's rate and a 90% mortgage, the deposit on this unit is about HK$547K, with repayments around HK$23,854/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,708/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 494 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-01 | HK$6.25M | +27.6% 4.0y · 7.0%/yr |
| 2016-11-29 | HK$4.90M | +150.0% 7.3y · 21.0%/yr |
| 2009-09-18 | HK$1.96M | +53.1% |
| 2004-02-13 | HK$1.28M | +20.8% |
| 2003-09-23 | HK$1.06M | −55.8% |
| 1998-06-01 | HK$2.40M | +27.7% |
| 1996-03-14 | HK$1.88M | — |