Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,481/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$378K · loan HK$3.40M · min. income ≈ HK$32,962/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 4
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 440 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-05-03 | HK$4.98M | +150.3% 7.2y · 21.0%/yr |
| 2011-02-28 | HK$1.99M | +16.4% |
| 2010-02-26 | HK$1.71M | +11.8% |
| 2009-08-06 | HK$1.53M | +23.4% |
| 2009-02-06 | HK$1.24M | −37.1% |
| 1997-11-14 | HK$1.97M | +3.1% |
| 1997-08-09 | HK$1.91M | +15.8% |
| 1997-06-21 | HK$1.65M | — |