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At today's rate and a 90% mortgage, the deposit on this unit is about HK$551K, with repayments around HK$24,047/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$124,043 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- 6
- Saleable Area
- 412 Saleable ft²
- Gross Area
- 659 ft²
- Efficiency
- 63%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-09 | HK$6.48M | +28.3% 3.5y · 8.0%/yr |
| 2016-09-29 | HK$5.05M | +23.2% 3.6y · 6.0%/yr |
| 2013-03-04 | HK$4.10M | +109.2% |
| 2008-01-14 | HK$1.96M | +26.5% |
| 2007-03-31 | HK$1.55M | +26.0% |
| 2004-02-28 | HK$1.23M | −43.3% |
| 1996-12-02 | HK$2.17M | — |