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At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$17,004/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,008/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 4
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 440 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-08 | HK$5.45M | +31.3% 3.5y · 9.0%/yr |
| 2017-03-29 | HK$4.15M | +109.6% 6.2y · 18.0%/yr |
| 2011-01-25 | HK$1.98M | +6.5% |
| 2010-11-09 | HK$1.86M | +7.5% |
| 2010-08-31 | HK$1.73M | +68.0% |
| 2007-02-16 | HK$1.03M | +15.7% |
| 2001-05-26 | HK$890K | −29.4% |
| 1996-03-11 | HK$1.26M | — |