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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,405/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,810/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- 5
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 63%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-21 | HK$5.25M | +54.4% 5.8y · 9.0%/yr |
| 2015-12-11 | HK$3.40M | +257.9% 9.9y · 26.0%/yr |
| 2006-01-24 | HK$950K | −4.0% |
| 2005-06-14 | HK$990K | +19.3% |
| 2002-03-20 | HK$830K | −35.2% |
| 1995-08-17 | HK$1.28M | — |