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At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,676/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$382K · loan HK$3.44M · min. income ≈ HK$33,352/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- 5
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 63%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-05-05 | HK$4.00M | +20.1% 4.1y · 5.0%/yr |
| 2013-03-27 | HK$3.33M | +46.1% |
| 2011-03-17 | HK$2.28M | +28.1% |
| 2010-09-02 | HK$1.78M | +7.9% |
| 2010-03-03 | HK$1.65M | +60.2% |
| 2006-08-04 | HK$1.03M | −1.0% |
| 2006-07-27 | HK$1.04M | +4.0% |
| 2005-06-16 | HK$1.00M | — |