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At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,674/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$382K · loan HK$3.44M · min. income ≈ HK$33,348/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- 5
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 63%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-30 | HK$4.49M | −9.3% 2.0y |
| 2020-07-17 | HK$4.95M | +24.7% 4.9y · 5.0%/yr |
| 2015-08-21 | HK$3.97M | +422.4% |
| 2002-01-29 | HK$760K | −14.6% |
| 2001-08-01 | HK$890K | — |