▼ 0.50% · 3.625%
HK$15,287
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,762
−HK$483/mo
Today · 4.125%
HK$16,245
baseline
▲ 0.50% · 4.625%
HK$17,234
+HK$989/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,490/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,006
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,462
−HK$463/mo
Today · 4.125%
HK$17,925
baseline
▲ 0.50% · 4.625%
HK$18,870
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,850/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,815
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,338
−HK$532/mo
Today · 4.125%
HK$17,870
baseline
▲ 0.50% · 4.625%
HK$18,957
+HK$1,087/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,740/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,707
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,208
−HK$509/mo
Today · 4.125%
HK$19,717
baseline
▲ 0.50% · 4.625%
HK$20,757
+HK$1,040/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,434/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,344
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,914
−HK$580/mo
Today · 4.125%
HK$19,494
baseline
▲ 0.50% · 4.625%
HK$20,680
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,988/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,407
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,955
−HK$555/mo
Today · 4.125%
HK$21,510
baseline
▲ 0.50% · 4.625%
HK$22,644
+HK$1,134/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,020/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,873
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,491
−HK$628/mo
Today · 4.125%
HK$21,119
baseline
▲ 0.50% · 4.625%
HK$22,404
+HK$1,285/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,238/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,108
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,701
−HK$601/mo
Today · 4.125%
HK$23,302
baseline
▲ 0.50% · 4.625%
HK$24,531
+HK$1,229/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,604/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,401
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,067
−HK$676/mo
Today · 4.125%
HK$22,743
baseline
▲ 0.50% · 4.625%
HK$24,127
+HK$1,384/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,486/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,809
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,447
−HK$648/mo
Today · 4.125%
HK$25,095
baseline
▲ 0.50% · 4.625%
HK$26,418
+HK$1,323/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,190/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,643
−HK$725/mo
Today · 4.125%
HK$24,368
baseline
▲ 0.50% · 4.625%
HK$25,850
+HK$1,482/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,736/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,509
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,193
−HK$694/mo
Today · 4.125%
HK$26,887
baseline
▲ 0.50% · 4.625%
HK$28,305
+HK$1,418/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,774/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$773/mo
Today · 4.125%
HK$25,992
baseline
▲ 0.50% · 4.625%
HK$27,574
+HK$1,582/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,984/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,210
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,940
−HK$740/mo
Today · 4.125%
HK$28,680
baseline
▲ 0.50% · 4.625%
HK$30,192
+HK$1,512/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,360/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,987
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,795
−HK$822/mo
Today · 4.125%
HK$27,617
baseline
▲ 0.50% · 4.625%
HK$29,297
+HK$1,680/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,234/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,910
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,686
−HK$786/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,079
+HK$1,607/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,516
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,372
−HK$869/mo
Today · 4.125%
HK$29,241
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,780/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,482/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,611
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,432
−HK$833/mo
Today · 4.125%
HK$32,265
baseline
▲ 0.50% · 4.625%
HK$33,966
+HK$1,701/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,530/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,117 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).