▼ 0.50% · 3.625%
HK$18,055
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,617
−HK$570/mo
Today · 4.125%
HK$19,187
baseline
▲ 0.50% · 4.625%
HK$20,355
+HK$1,168/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,374/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,086
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,625
−HK$546/mo
Today · 4.125%
HK$21,171
baseline
▲ 0.50% · 4.625%
HK$22,287
+HK$1,116/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,342/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,860
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,478
−HK$628/mo
Today · 4.125%
HK$21,106
baseline
▲ 0.50% · 4.625%
HK$22,390
+HK$1,284/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,212/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,095
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,687
−HK$601/mo
Today · 4.125%
HK$23,288
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,228/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,576/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,340
−HK$685/mo
Today · 4.125%
HK$23,025
baseline
▲ 0.50% · 4.625%
HK$24,426
+HK$1,401/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,050/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,103
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,750
−HK$655/mo
Today · 4.125%
HK$25,405
baseline
▲ 0.50% · 4.625%
HK$26,744
+HK$1,339/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,810/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,471
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,202
−HK$741/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,461
+HK$1,518/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,112
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,812
−HK$710/mo
Today · 4.125%
HK$27,522
baseline
▲ 0.50% · 4.625%
HK$28,973
+HK$1,451/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,044/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,063
−HK$799/mo
Today · 4.125%
HK$26,862
baseline
▲ 0.50% · 4.625%
HK$28,496
+HK$1,634/mo
Deposit HK$2.38M · loan HK$5.54M · min. income ≈ HK$53,724/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,874
−HK$766/mo
Today · 4.125%
HK$29,640
baseline
▲ 0.50% · 4.625%
HK$31,202
+HK$1,562/mo
Deposit HK$2.38M · loan HK$5.54M · min. income ≈ HK$59,280/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,082
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,925
−HK$856/mo
Today · 4.125%
HK$28,781
baseline
▲ 0.50% · 4.625%
HK$30,532
+HK$1,751/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,562/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,129
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,937
−HK$820/mo
Today · 4.125%
HK$31,757
baseline
▲ 0.50% · 4.625%
HK$33,431
+HK$1,674/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,514/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,888
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,786
−HK$913/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,567
+HK$1,868/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,999
−HK$875/mo
Today · 4.125%
HK$33,874
baseline
▲ 0.50% · 4.625%
HK$35,659
+HK$1,785/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,748/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,693
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$970/mo
Today · 4.125%
HK$32,618
baseline
▲ 0.50% · 4.625%
HK$34,603
+HK$1,985/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,236/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,146
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$929/mo
Today · 4.125%
HK$35,991
baseline
▲ 0.50% · 4.625%
HK$37,888
+HK$1,897/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$71,982/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,510
−HK$1,027/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,638
+HK$2,101/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,074/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,155
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,124
−HK$984/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,117
+HK$2,009/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,539 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).