▼ 0.50% · 3.625%
HK$15,582
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,066
−HK$493/mo
Today · 4.125%
HK$16,559
baseline
▲ 0.50% · 4.625%
HK$17,566
+HK$1,007/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,118/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,334
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,799
−HK$472/mo
Today · 4.125%
HK$18,271
baseline
▲ 0.50% · 4.625%
HK$19,234
+HK$963/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,542/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,140
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,673
−HK$542/mo
Today · 4.125%
HK$18,215
baseline
▲ 0.50% · 4.625%
HK$19,323
+HK$1,108/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$36,430/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,068
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,579
−HK$519/mo
Today · 4.125%
HK$20,098
baseline
▲ 0.50% · 4.625%
HK$21,157
+HK$1,059/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$40,196/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,698
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,280
−HK$590/mo
Today · 4.125%
HK$19,870
baseline
▲ 0.50% · 4.625%
HK$21,080
+HK$1,210/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,740/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,801
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,359
−HK$566/mo
Today · 4.125%
HK$21,925
baseline
▲ 0.50% · 4.625%
HK$23,081
+HK$1,156/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,850/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,256
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,886
−HK$640/mo
Today · 4.125%
HK$21,526
baseline
▲ 0.50% · 4.625%
HK$22,836
+HK$1,310/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,052/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,535
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,139
−HK$613/mo
Today · 4.125%
HK$23,752
baseline
▲ 0.50% · 4.625%
HK$25,004
+HK$1,252/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,504/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,814
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,493
−HK$689/mo
Today · 4.125%
HK$23,182
baseline
▲ 0.50% · 4.625%
HK$24,593
+HK$1,411/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,364/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,268
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,919
−HK$660/mo
Today · 4.125%
HK$25,579
baseline
▲ 0.50% · 4.625%
HK$26,928
+HK$1,349/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,158/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,372
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,099
−HK$739/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,349
+HK$1,511/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,002
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,699
−HK$707/mo
Today · 4.125%
HK$27,406
baseline
▲ 0.50% · 4.625%
HK$28,851
+HK$1,445/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,812/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,931
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,706
−HK$788/mo
Today · 4.125%
HK$26,494
baseline
▲ 0.50% · 4.625%
HK$28,106
+HK$1,612/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$52,988/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,735
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,479
−HK$754/mo
Today · 4.125%
HK$29,233
baseline
▲ 0.50% · 4.625%
HK$30,774
+HK$1,541/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,466/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,489
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$837/mo
Today · 4.125%
HK$28,150
baseline
▲ 0.50% · 4.625%
HK$29,863
+HK$1,713/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$56,300/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,468
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,259
−HK$802/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,698
+HK$1,637/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,047
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,919
−HK$887/mo
Today · 4.125%
HK$29,806
baseline
▲ 0.50% · 4.625%
HK$31,619
+HK$1,813/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,612/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,202
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,039
−HK$849/mo
Today · 4.125%
HK$32,888
baseline
▲ 0.50% · 4.625%
HK$34,621
+HK$1,733/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,776/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,999 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).