▼ 0.50% · 3.625%
HK$13,374
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,790
−HK$423/mo
Today · 4.125%
HK$14,213
baseline
▲ 0.50% · 4.625%
HK$15,077
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,426/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,878
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,277
−HK$405/mo
Today · 4.125%
HK$15,682
baseline
▲ 0.50% · 4.625%
HK$16,509
+HK$827/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,364/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,711
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,169
−HK$465/mo
Today · 4.125%
HK$15,634
baseline
▲ 0.50% · 4.625%
HK$16,585
+HK$951/mo
Deposit HK$2.64M · loan HK$3.23M · min. income ≈ HK$31,268/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,366
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,805
−HK$445/mo
Today · 4.125%
HK$17,250
baseline
▲ 0.50% · 4.625%
HK$18,160
+HK$910/mo
Deposit HK$2.64M · loan HK$3.23M · min. income ≈ HK$34,500/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,049
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,548
−HK$507/mo
Today · 4.125%
HK$17,055
baseline
▲ 0.50% · 4.625%
HK$18,093
+HK$1,038/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,110/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,854
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,333
−HK$486/mo
Today · 4.125%
HK$18,819
baseline
▲ 0.50% · 4.625%
HK$19,811
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,638/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,386
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,927
−HK$549/mo
Today · 4.125%
HK$18,476
baseline
▲ 0.50% · 4.625%
HK$19,601
+HK$1,125/mo
Deposit HK$2.05M · loan HK$3.81M · min. income ≈ HK$36,952/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,342
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,861
−HK$526/mo
Today · 4.125%
HK$20,387
baseline
▲ 0.50% · 4.625%
HK$21,462
+HK$1,075/mo
Deposit HK$2.05M · loan HK$3.81M · min. income ≈ HK$40,774/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,724
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,306
−HK$592/mo
Today · 4.125%
HK$19,898
baseline
▲ 0.50% · 4.625%
HK$21,108
+HK$1,210/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,796/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,830
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,388
−HK$567/mo
Today · 4.125%
HK$21,955
baseline
▲ 0.50% · 4.625%
HK$23,112
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,910/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,061
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,685
−HK$634/mo
Today · 4.125%
HK$21,319
baseline
▲ 0.50% · 4.625%
HK$22,616
+HK$1,297/mo
Deposit HK$1.47M · loan HK$4.40M · min. income ≈ HK$42,638/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,318
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,916
−HK$607/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,763
+HK$1,240/mo
Deposit HK$1.47M · loan HK$4.40M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,398
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,064
−HK$676/mo
Today · 4.125%
HK$22,740
baseline
▲ 0.50% · 4.625%
HK$24,124
+HK$1,384/mo
Deposit HK$1.17M · loan HK$4.69M · min. income ≈ HK$45,480/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,444
−HK$648/mo
Today · 4.125%
HK$25,092
baseline
▲ 0.50% · 4.625%
HK$26,414
+HK$1,322/mo
Deposit HK$1.17M · loan HK$4.69M · min. income ≈ HK$50,184/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,736
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$718/mo
Today · 4.125%
HK$24,161
baseline
▲ 0.50% · 4.625%
HK$25,632
+HK$1,471/mo
Deposit HK$880K · loan HK$4.99M · min. income ≈ HK$48,322/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$688/mo
Today · 4.125%
HK$26,660
baseline
▲ 0.50% · 4.625%
HK$28,065
+HK$1,405/mo
Deposit HK$880K · loan HK$4.99M · min. income ≈ HK$53,320/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,822
−HK$761/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,556/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,781
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$729/mo
Today · 4.125%
HK$28,228
baseline
▲ 0.50% · 4.625%
HK$29,716
+HK$1,488/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$56,456/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,965 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).