▼ 0.50% · 3.625%
HK$18,500
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,076
−HK$584/mo
Today · 4.125%
HK$19,660
baseline
▲ 0.50% · 4.625%
HK$20,857
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,320/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,581
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,133
−HK$560/mo
Today · 4.125%
HK$21,693
baseline
▲ 0.50% · 4.625%
HK$22,837
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,386/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,350
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,983
−HK$643/mo
Today · 4.125%
HK$21,626
baseline
▲ 0.50% · 4.625%
HK$22,942
+HK$1,316/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,252/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,639
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,247
−HK$616/mo
Today · 4.125%
HK$23,863
baseline
▲ 0.50% · 4.625%
HK$25,120
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,726/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,200
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,891
−HK$701/mo
Today · 4.125%
HK$23,592
baseline
▲ 0.50% · 4.625%
HK$25,028
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,184/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,698
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,360
−HK$672/mo
Today · 4.125%
HK$26,032
baseline
▲ 0.50% · 4.625%
HK$27,404
+HK$1,372/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,064/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,050
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,798
−HK$760/mo
Today · 4.125%
HK$25,558
baseline
▲ 0.50% · 4.625%
HK$27,114
+HK$1,556/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,116/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,756
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,473
−HK$728/mo
Today · 4.125%
HK$28,201
baseline
▲ 0.50% · 4.625%
HK$29,688
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,402/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,900
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,706
−HK$819/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$29,199
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,814
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$784/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$31,971
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,750
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,614
−HK$877/mo
Today · 4.125%
HK$29,491
baseline
▲ 0.50% · 4.625%
HK$31,285
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,982/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,872
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,700
−HK$840/mo
Today · 4.125%
HK$32,540
baseline
▲ 0.50% · 4.625%
HK$34,255
+HK$1,715/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,080/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,600
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,521
−HK$936/mo
Today · 4.125%
HK$31,457
baseline
▲ 0.50% · 4.625%
HK$33,371
+HK$1,914/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,914/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,930
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,813
−HK$896/mo
Today · 4.125%
HK$34,709
baseline
▲ 0.50% · 4.625%
HK$36,539
+HK$1,830/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,418/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,450
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,429
−HK$994/mo
Today · 4.125%
HK$33,423
baseline
▲ 0.50% · 4.625%
HK$35,456
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,846/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,988
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,927
−HK$952/mo
Today · 4.125%
HK$36,879
baseline
▲ 0.50% · 4.625%
HK$38,822
+HK$1,943/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,758/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,300
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,336
−HK$1,053/mo
Today · 4.125%
HK$35,389
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,778/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,046
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,040
−HK$1,008/mo
Today · 4.125%
HK$39,048
baseline
▲ 0.50% · 4.625%
HK$41,106
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,096/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,397 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).