▼ 0.50% · 3.625%
HK$17,853
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,408
−HK$565/mo
Today · 4.125%
HK$18,973
baseline
▲ 0.50% · 4.625%
HK$20,127
+HK$1,154/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,946/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,861
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,394
−HK$540/mo
Today · 4.125%
HK$20,934
baseline
▲ 0.50% · 4.625%
HK$22,038
+HK$1,104/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,868/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,249
−HK$621/mo
Today · 4.125%
HK$20,870
baseline
▲ 0.50% · 4.625%
HK$22,140
+HK$1,270/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,740/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$595/mo
Today · 4.125%
HK$23,028
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,214/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,056/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,424
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,090
−HK$677/mo
Today · 4.125%
HK$22,767
baseline
▲ 0.50% · 4.625%
HK$24,152
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,534/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,834
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,473
−HK$648/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,445
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,209
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,931
−HK$733/mo
Today · 4.125%
HK$24,664
baseline
▲ 0.50% · 4.625%
HK$26,165
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,328/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,820
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,512
−HK$703/mo
Today · 4.125%
HK$27,215
baseline
▲ 0.50% · 4.625%
HK$28,649
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,430/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,994
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,772
−HK$790/mo
Today · 4.125%
HK$26,562
baseline
▲ 0.50% · 4.625%
HK$28,178
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,124/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,806
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,552
−HK$756/mo
Today · 4.125%
HK$29,308
baseline
▲ 0.50% · 4.625%
HK$30,853
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,616/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,779
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,612
−HK$847/mo
Today · 4.125%
HK$28,459
baseline
▲ 0.50% · 4.625%
HK$30,190
+HK$1,731/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,918/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,792
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,591
−HK$810/mo
Today · 4.125%
HK$31,401
baseline
▲ 0.50% · 4.625%
HK$33,057
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,802/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,565
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,453
−HK$903/mo
Today · 4.125%
HK$30,356
baseline
▲ 0.50% · 4.625%
HK$32,203
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,712/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,778
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,630
−HK$865/mo
Today · 4.125%
HK$33,495
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$1,765/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$66,990/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,350
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,294
−HK$959/mo
Today · 4.125%
HK$32,253
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,963/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,506/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,764
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,670
−HK$918/mo
Today · 4.125%
HK$35,588
baseline
▲ 0.50% · 4.625%
HK$37,464
+HK$1,876/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,176/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,135
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,135
−HK$1,016/mo
Today · 4.125%
HK$34,151
baseline
▲ 0.50% · 4.625%
HK$36,229
+HK$2,078/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,302/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,750
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,709
−HK$973/mo
Today · 4.125%
HK$37,682
baseline
▲ 0.50% · 4.625%
HK$39,668
+HK$1,986/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,364/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,882 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).