▼ 0.50% · 3.625%
HK$17,112
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,644
−HK$541/mo
Today · 4.125%
HK$18,185
baseline
▲ 0.50% · 4.625%
HK$19,292
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,370/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,037
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,548
−HK$518/mo
Today · 4.125%
HK$20,066
baseline
▲ 0.50% · 4.625%
HK$21,123
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,132/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,823
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,409
−HK$595/mo
Today · 4.125%
HK$20,004
baseline
▲ 0.50% · 4.625%
HK$21,221
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,008/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,941
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,502
−HK$570/mo
Today · 4.125%
HK$22,072
baseline
▲ 0.50% · 4.625%
HK$23,236
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,144/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,535
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,173
−HK$649/mo
Today · 4.125%
HK$21,822
baseline
▲ 0.50% · 4.625%
HK$23,150
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,644/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,845
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,457
−HK$622/mo
Today · 4.125%
HK$24,079
baseline
▲ 0.50% · 4.625%
HK$25,348
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,158/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,246
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,938
−HK$703/mo
Today · 4.125%
HK$23,641
baseline
▲ 0.50% · 4.625%
HK$25,079
+HK$1,438/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,282/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,748
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,412
−HK$673/mo
Today · 4.125%
HK$26,085
baseline
▲ 0.50% · 4.625%
HK$27,460
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,170/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,957
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,702
−HK$757/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,652
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$725/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,573
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,668
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,467
−HK$811/mo
Today · 4.125%
HK$27,278
baseline
▲ 0.50% · 4.625%
HK$28,938
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,556/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,321
−HK$777/mo
Today · 4.125%
HK$30,098
baseline
▲ 0.50% · 4.625%
HK$31,685
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,196/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,379
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,231
−HK$865/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,867
+HK$1,771/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,459
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,276
−HK$829/mo
Today · 4.125%
HK$32,105
baseline
▲ 0.50% · 4.625%
HK$33,797
+HK$1,692/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,210/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,091
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$919/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,796
+HK$1,881/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,363
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,231
−HK$881/mo
Today · 4.125%
HK$34,112
baseline
▲ 0.50% · 4.625%
HK$35,910
+HK$1,798/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,224/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,802
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,760
−HK$973/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,725
+HK$1,992/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,267
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$932/mo
Today · 4.125%
HK$36,118
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$1,904/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,236/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).