▼ 0.50% · 3.625%
HK$17,101
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,633
−HK$540/mo
Today · 4.125%
HK$18,173
baseline
▲ 0.50% · 4.625%
HK$19,279
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,346/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,024
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,534
−HK$518/mo
Today · 4.125%
HK$20,052
baseline
▲ 0.50% · 4.625%
HK$21,109
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,104/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,811
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,396
−HK$594/mo
Today · 4.125%
HK$19,990
baseline
▲ 0.50% · 4.625%
HK$21,207
+HK$1,217/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,980/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,927
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,488
−HK$569/mo
Today · 4.125%
HK$22,057
baseline
▲ 0.50% · 4.625%
HK$23,220
+HK$1,163/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,114/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,521
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,159
−HK$649/mo
Today · 4.125%
HK$21,808
baseline
▲ 0.50% · 4.625%
HK$23,134
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,616/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,829
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,441
−HK$621/mo
Today · 4.125%
HK$24,062
baseline
▲ 0.50% · 4.625%
HK$25,331
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,124/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,231
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,922
−HK$703/mo
Today · 4.125%
HK$23,625
baseline
▲ 0.50% · 4.625%
HK$25,062
+HK$1,437/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,250/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,731
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$673/mo
Today · 4.125%
HK$26,068
baseline
▲ 0.50% · 4.625%
HK$27,442
+HK$1,374/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,136/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$756/mo
Today · 4.125%
HK$25,442
baseline
▲ 0.50% · 4.625%
HK$26,990
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,884/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,634
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,348
−HK$725/mo
Today · 4.125%
HK$28,073
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,480/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,146/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,651
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$810/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,659/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,536
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$776/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,586/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,361
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,212
−HK$865/mo
Today · 4.125%
HK$29,077
baseline
▲ 0.50% · 4.625%
HK$30,846
+HK$1,769/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,154/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,439
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,255
−HK$828/mo
Today · 4.125%
HK$32,083
baseline
▲ 0.50% · 4.625%
HK$33,774
+HK$1,691/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,166/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,071
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,975
−HK$919/mo
Today · 4.125%
HK$30,894
baseline
▲ 0.50% · 4.625%
HK$32,774
+HK$1,880/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,788/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,341
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,209
−HK$879/mo
Today · 4.125%
HK$34,088
baseline
▲ 0.50% · 4.625%
HK$35,885
+HK$1,797/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,176/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,781
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,739
−HK$972/mo
Today · 4.125%
HK$32,711
baseline
▲ 0.50% · 4.625%
HK$34,702
+HK$1,991/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,422/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,244
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$932/mo
Today · 4.125%
HK$36,094
baseline
▲ 0.50% · 4.625%
HK$37,996
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,188/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,983 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).