▼ 0.50% · 3.625%
HK$16,661
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,180
−HK$526/mo
Today · 4.125%
HK$17,706
baseline
▲ 0.50% · 4.625%
HK$18,784
+HK$1,078/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,412/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,536
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,033
−HK$504/mo
Today · 4.125%
HK$19,537
baseline
▲ 0.50% · 4.625%
HK$20,567
+HK$1,030/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,074/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,327
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,898
−HK$579/mo
Today · 4.125%
HK$19,477
baseline
▲ 0.50% · 4.625%
HK$20,662
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,954/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,389
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,936
−HK$555/mo
Today · 4.125%
HK$21,491
baseline
▲ 0.50% · 4.625%
HK$22,623
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,982/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,994
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,616
−HK$631/mo
Today · 4.125%
HK$21,247
baseline
▲ 0.50% · 4.625%
HK$22,540
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,494/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,243
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,839
−HK$605/mo
Today · 4.125%
HK$23,444
baseline
▲ 0.50% · 4.625%
HK$24,680
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,888/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,660
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,333
−HK$685/mo
Today · 4.125%
HK$23,018
baseline
▲ 0.50% · 4.625%
HK$24,419
+HK$1,401/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,036/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,096
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,742
−HK$656/mo
Today · 4.125%
HK$25,398
baseline
▲ 0.50% · 4.625%
HK$26,737
+HK$1,339/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,796/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,326
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,051
−HK$738/mo
Today · 4.125%
HK$24,789
baseline
▲ 0.50% · 4.625%
HK$26,297
+HK$1,508/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,578/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,950
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,646
−HK$706/mo
Today · 4.125%
HK$27,352
baseline
▲ 0.50% · 4.625%
HK$28,794
+HK$1,442/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,704/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,992
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,769
−HK$790/mo
Today · 4.125%
HK$26,559
baseline
▲ 0.50% · 4.625%
HK$28,175
+HK$1,616/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,118/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,803
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,549
−HK$756/mo
Today · 4.125%
HK$29,305
baseline
▲ 0.50% · 4.625%
HK$30,850
+HK$1,545/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,610/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,658
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,487
−HK$843/mo
Today · 4.125%
HK$28,330
baseline
▲ 0.50% · 4.625%
HK$30,054
+HK$1,724/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,660/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,657
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,452
−HK$807/mo
Today · 4.125%
HK$31,259
baseline
▲ 0.50% · 4.625%
HK$32,907
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,518/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,324
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,205
−HK$895/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,832/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,510
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$857/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$34,964
+HK$1,751/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,990
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,923
−HK$948/mo
Today · 4.125%
HK$31,871
baseline
▲ 0.50% · 4.625%
HK$33,810
+HK$1,939/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,742/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,364
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,259
−HK$908/mo
Today · 4.125%
HK$35,167
baseline
▲ 0.50% · 4.625%
HK$37,020
+HK$1,853/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,334/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).