▼ 0.50% · 3.625%
HK$16,738
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,258
−HK$529/mo
Today · 4.125%
HK$17,787
baseline
▲ 0.50% · 4.625%
HK$18,870
+HK$1,083/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,574/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,621
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,120
−HK$507/mo
Today · 4.125%
HK$19,627
baseline
▲ 0.50% · 4.625%
HK$20,661
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,254/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,411
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,984
−HK$582/mo
Today · 4.125%
HK$19,566
baseline
▲ 0.50% · 4.625%
HK$20,757
+HK$1,191/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$39,132/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,032
−HK$557/mo
Today · 4.125%
HK$21,589
baseline
▲ 0.50% · 4.625%
HK$22,727
+HK$1,138/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$43,178/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,085
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,710
−HK$635/mo
Today · 4.125%
HK$21,345
baseline
▲ 0.50% · 4.625%
HK$22,644
+HK$1,299/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$42,690/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,345
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,944
−HK$608/mo
Today · 4.125%
HK$23,552
baseline
▲ 0.50% · 4.625%
HK$24,793
+HK$1,241/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$47,104/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,759
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,436
−HK$687/mo
Today · 4.125%
HK$23,123
baseline
▲ 0.50% · 4.625%
HK$24,530
+HK$1,407/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,246/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,207
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$658/mo
Today · 4.125%
HK$25,514
baseline
▲ 0.50% · 4.625%
HK$26,859
+HK$1,345/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$51,028/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,433
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,162
−HK$740/mo
Today · 4.125%
HK$24,902
baseline
▲ 0.50% · 4.625%
HK$26,417
+HK$1,515/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,804/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,069
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,768
−HK$709/mo
Today · 4.125%
HK$27,477
baseline
▲ 0.50% · 4.625%
HK$28,925
+HK$1,448/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,954/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,107
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$794/mo
Today · 4.125%
HK$26,681
baseline
▲ 0.50% · 4.625%
HK$28,304
+HK$1,623/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,362/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,931
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,680
−HK$760/mo
Today · 4.125%
HK$29,440
baseline
▲ 0.50% · 4.625%
HK$30,992
+HK$1,552/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,880/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,780
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,613
−HK$847/mo
Today · 4.125%
HK$28,460
baseline
▲ 0.50% · 4.625%
HK$30,191
+HK$1,731/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,920/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,793
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,592
−HK$810/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,058
+HK$1,656/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,454
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,339
−HK$899/mo
Today · 4.125%
HK$30,238
baseline
▲ 0.50% · 4.625%
HK$32,078
+HK$1,840/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$60,476/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,655
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,504
−HK$861/mo
Today · 4.125%
HK$33,365
baseline
▲ 0.50% · 4.625%
HK$35,124
+HK$1,759/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$66,730/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,128
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$952/mo
Today · 4.125%
HK$32,017
baseline
▲ 0.50% · 4.625%
HK$33,965
+HK$1,948/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,034/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,416
−HK$912/mo
Today · 4.125%
HK$35,328
baseline
▲ 0.50% · 4.625%
HK$37,190
+HK$1,862/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$70,656/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,209 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).