▼ 0.50% · 3.625%
HK$16,652
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,170
−HK$526/mo
Today · 4.125%
HK$17,696
baseline
▲ 0.50% · 4.625%
HK$18,773
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,392/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,525
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,022
−HK$504/mo
Today · 4.125%
HK$19,526
baseline
▲ 0.50% · 4.625%
HK$20,555
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,052/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,317
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,886
−HK$579/mo
Today · 4.125%
HK$19,465
baseline
▲ 0.50% · 4.625%
HK$20,650
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,930/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,377
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,924
−HK$554/mo
Today · 4.125%
HK$21,478
baseline
▲ 0.50% · 4.625%
HK$22,610
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,956/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,982
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,603
−HK$632/mo
Today · 4.125%
HK$21,235
baseline
▲ 0.50% · 4.625%
HK$22,527
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,470/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,230
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,826
−HK$605/mo
Today · 4.125%
HK$23,431
baseline
▲ 0.50% · 4.625%
HK$24,666
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,862/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,647
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,320
−HK$685/mo
Today · 4.125%
HK$23,005
baseline
▲ 0.50% · 4.625%
HK$24,404
+HK$1,399/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,010/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,082
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$655/mo
Today · 4.125%
HK$25,383
baseline
▲ 0.50% · 4.625%
HK$26,721
+HK$1,338/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,766/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,312
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,037
−HK$737/mo
Today · 4.125%
HK$24,774
baseline
▲ 0.50% · 4.625%
HK$26,282
+HK$1,508/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,548/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,935
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,630
−HK$706/mo
Today · 4.125%
HK$27,336
baseline
▲ 0.50% · 4.625%
HK$28,777
+HK$1,441/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,672/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,977
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$790/mo
Today · 4.125%
HK$26,544
baseline
▲ 0.50% · 4.625%
HK$28,159
+HK$1,615/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,088/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,787
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,532
−HK$756/mo
Today · 4.125%
HK$29,288
baseline
▲ 0.50% · 4.625%
HK$30,832
+HK$1,544/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,576/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,643
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,471
−HK$842/mo
Today · 4.125%
HK$28,313
baseline
▲ 0.50% · 4.625%
HK$30,036
+HK$1,723/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,626/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,640
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,434
−HK$807/mo
Today · 4.125%
HK$31,241
baseline
▲ 0.50% · 4.625%
HK$32,888
+HK$1,647/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,482/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,308
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,188
−HK$895/mo
Today · 4.125%
HK$30,083
baseline
▲ 0.50% · 4.625%
HK$31,913
+HK$1,830/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,166/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,492
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,337
−HK$856/mo
Today · 4.125%
HK$33,193
baseline
▲ 0.50% · 4.625%
HK$34,943
+HK$1,750/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,386/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,973
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,905
−HK$947/mo
Today · 4.125%
HK$31,852
baseline
▲ 0.50% · 4.625%
HK$33,791
+HK$1,939/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,704/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,344
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,239
−HK$907/mo
Today · 4.125%
HK$35,146
baseline
▲ 0.50% · 4.625%
HK$36,999
+HK$1,853/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,292/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,075 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).