▼ 0.50% · 3.625%
HK$16,839
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,363
−HK$532/mo
Today · 4.125%
HK$17,895
baseline
▲ 0.50% · 4.625%
HK$18,984
+HK$1,089/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,790/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,734
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,236
−HK$510/mo
Today · 4.125%
HK$19,746
baseline
▲ 0.50% · 4.625%
HK$20,787
+HK$1,041/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,492/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,523
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,100
−HK$585/mo
Today · 4.125%
HK$19,685
baseline
▲ 0.50% · 4.625%
HK$20,883
+HK$1,198/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$39,370/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,607
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,160
−HK$560/mo
Today · 4.125%
HK$21,720
baseline
▲ 0.50% · 4.625%
HK$22,865
+HK$1,145/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$43,440/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,207
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,836
−HK$638/mo
Today · 4.125%
HK$21,474
baseline
▲ 0.50% · 4.625%
HK$22,781
+HK$1,307/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,948/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,480
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,083
−HK$612/mo
Today · 4.125%
HK$23,695
baseline
▲ 0.50% · 4.625%
HK$24,944
+HK$1,249/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,390/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,891
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,572
−HK$692/mo
Today · 4.125%
HK$23,264
baseline
▲ 0.50% · 4.625%
HK$24,680
+HK$1,416/mo
Deposit HK$2.58M · loan HK$4.80M · min. income ≈ HK$46,528/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,354
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,007
−HK$663/mo
Today · 4.125%
HK$25,670
baseline
▲ 0.50% · 4.625%
HK$27,023
+HK$1,353/mo
Deposit HK$2.58M · loan HK$4.80M · min. income ≈ HK$51,340/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,575
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,309
−HK$745/mo
Today · 4.125%
HK$25,054
baseline
▲ 0.50% · 4.625%
HK$26,578
+HK$1,524/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,108/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,227
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,931
−HK$713/mo
Today · 4.125%
HK$27,644
baseline
▲ 0.50% · 4.625%
HK$29,101
+HK$1,457/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,288/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,259
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,045
−HK$798/mo
Today · 4.125%
HK$26,843
baseline
▲ 0.50% · 4.625%
HK$28,476
+HK$1,633/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$53,686/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,854
−HK$765/mo
Today · 4.125%
HK$29,619
baseline
▲ 0.50% · 4.625%
HK$31,180
+HK$1,561/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$59,238/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,781
−HK$852/mo
Today · 4.125%
HK$28,633
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,742/mo
Deposit HK$1.48M · loan HK$5.91M · min. income ≈ HK$57,266/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,974
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,778
−HK$815/mo
Today · 4.125%
HK$31,593
baseline
▲ 0.50% · 4.625%
HK$33,259
+HK$1,666/mo
Deposit HK$1.48M · loan HK$5.91M · min. income ≈ HK$63,186/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,627
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,517
−HK$905/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,851/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,847
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$867/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,337
+HK$1,769/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,311
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,254
−HK$958/mo
Today · 4.125%
HK$32,212
baseline
▲ 0.50% · 4.625%
HK$34,172
+HK$1,960/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$64,424/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,721
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,625
−HK$917/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,416
+HK$1,874/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).