▼ 0.50% · 3.625%
HK$18,584
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,162
−HK$588/mo
Today · 4.125%
HK$19,750
baseline
▲ 0.50% · 4.625%
HK$20,951
+HK$1,201/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,500/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,229
−HK$563/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$22,940
+HK$1,148/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,443
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,078
−HK$646/mo
Today · 4.125%
HK$21,724
baseline
▲ 0.50% · 4.625%
HK$23,046
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,448/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,742
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,352
−HK$619/mo
Today · 4.125%
HK$23,971
baseline
▲ 0.50% · 4.625%
HK$25,234
+HK$1,263/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,942/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,301
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,995
−HK$704/mo
Today · 4.125%
HK$23,699
baseline
▲ 0.50% · 4.625%
HK$25,141
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,398/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,810
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,475
−HK$675/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,528
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,159
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,911
−HK$763/mo
Today · 4.125%
HK$25,674
baseline
▲ 0.50% · 4.625%
HK$27,237
+HK$1,563/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,348/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,877
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$731/mo
Today · 4.125%
HK$28,329
baseline
▲ 0.50% · 4.625%
HK$29,822
+HK$1,493/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,658/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,018
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,827
−HK$822/mo
Today · 4.125%
HK$27,649
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,683/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,298/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$787/mo
Today · 4.125%
HK$30,508
baseline
▲ 0.50% · 4.625%
HK$32,116
+HK$1,608/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,016/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,876
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,743
−HK$881/mo
Today · 4.125%
HK$29,624
baseline
▲ 0.50% · 4.625%
HK$31,427
+HK$1,803/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,248/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,012
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,844
−HK$843/mo
Today · 4.125%
HK$32,687
baseline
▲ 0.50% · 4.625%
HK$34,410
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,374/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,735
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,660
−HK$939/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,522
+HK$1,923/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,079
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,967
−HK$900/mo
Today · 4.125%
HK$34,867
baseline
▲ 0.50% · 4.625%
HK$36,704
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,734/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,593
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,576
−HK$998/mo
Today · 4.125%
HK$33,574
baseline
▲ 0.50% · 4.625%
HK$35,617
+HK$2,043/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,148/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,147
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,090
−HK$956/mo
Today · 4.125%
HK$37,046
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$1,953/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,092/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,451
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$1,057/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,712
+HK$2,163/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,214
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,212
−HK$1,013/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,293
+HK$2,068/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).