▼ 0.50% · 3.625%
HK$22,548
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,249
−HK$713/mo
Today · 4.125%
HK$23,962
baseline
▲ 0.50% · 4.625%
HK$25,420
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,924/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,084
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$683/mo
Today · 4.125%
HK$26,440
baseline
▲ 0.50% · 4.625%
HK$27,833
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,880/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,803
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,574
−HK$784/mo
Today · 4.125%
HK$26,358
baseline
▲ 0.50% · 4.625%
HK$27,962
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,716/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,593
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,333
−HK$750/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,617
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,057
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,899
−HK$855/mo
Today · 4.125%
HK$28,754
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,508/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,101
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,908
−HK$819/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,400
+HK$1,673/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,312
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,224
−HK$926/mo
Today · 4.125%
HK$31,150
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,896/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,300/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,610
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,484
−HK$887/mo
Today · 4.125%
HK$34,371
baseline
▲ 0.50% · 4.625%
HK$36,183
+HK$1,812/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,742/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,567
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,549
−HK$998/mo
Today · 4.125%
HK$33,547
baseline
▲ 0.50% · 4.625%
HK$35,588
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,094/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,118
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,060
−HK$955/mo
Today · 4.125%
HK$37,015
baseline
▲ 0.50% · 4.625%
HK$38,966
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,030/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,822
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,874
−HK$1,069/mo
Today · 4.125%
HK$35,943
baseline
▲ 0.50% · 4.625%
HK$38,130
+HK$2,187/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,886/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,626
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,636
−HK$1,023/mo
Today · 4.125%
HK$39,659
baseline
▲ 0.50% · 4.625%
HK$41,750
+HK$2,091/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,318/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,077
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,199
−HK$1,140/mo
Today · 4.125%
HK$38,339
baseline
▲ 0.50% · 4.625%
HK$40,672
+HK$2,333/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,678/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,135
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,211
−HK$1,092/mo
Today · 4.125%
HK$42,303
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,230/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,606/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,331
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,524
−HK$1,211/mo
Today · 4.125%
HK$40,735
baseline
▲ 0.50% · 4.625%
HK$43,214
+HK$2,479/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,470/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,643
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,787
−HK$1,160/mo
Today · 4.125%
HK$44,947
baseline
▲ 0.50% · 4.625%
HK$47,316
+HK$2,369/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,894/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,586
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,849
−HK$1,282/mo
Today · 4.125%
HK$43,131
baseline
▲ 0.50% · 4.625%
HK$45,756
+HK$2,625/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,262/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,152
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,363
−HK$1,228/mo
Today · 4.125%
HK$47,591
baseline
▲ 0.50% · 4.625%
HK$50,100
+HK$2,509/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,182/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,831 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).