▼ 0.50% · 3.625%
HK$22,622
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,326
−HK$715/mo
Today · 4.125%
HK$24,041
baseline
▲ 0.50% · 4.625%
HK$25,504
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,082/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,167
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,842
−HK$685/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$27,925
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$786/mo
Today · 4.125%
HK$26,445
baseline
▲ 0.50% · 4.625%
HK$28,054
+HK$1,609/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$52,890/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,684
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,426
−HK$753/mo
Today · 4.125%
HK$29,179
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,539/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$58,358/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,147
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,991
−HK$858/mo
Today · 4.125%
HK$28,849
baseline
▲ 0.50% · 4.625%
HK$30,604
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,698/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,200
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,010
−HK$822/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,510
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,409
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,324
−HK$929/mo
Today · 4.125%
HK$31,253
baseline
▲ 0.50% · 4.625%
HK$33,155
+HK$1,902/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,506/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,717
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,595
−HK$890/mo
Today · 4.125%
HK$34,485
baseline
▲ 0.50% · 4.625%
HK$36,303
+HK$1,818/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$68,970/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,671
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,656
−HK$1,001/mo
Today · 4.125%
HK$33,657
baseline
▲ 0.50% · 4.625%
HK$35,705
+HK$2,048/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$67,314/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,234
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,179
−HK$958/mo
Today · 4.125%
HK$37,137
baseline
▲ 0.50% · 4.625%
HK$39,095
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$74,274/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,933
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,989
−HK$1,072/mo
Today · 4.125%
HK$36,061
baseline
▲ 0.50% · 4.625%
HK$38,256
+HK$2,195/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,122/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,751
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,763
−HK$1,027/mo
Today · 4.125%
HK$39,790
baseline
▲ 0.50% · 4.625%
HK$41,888
+HK$2,098/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,580/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,196
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$1,143/mo
Today · 4.125%
HK$38,465
baseline
▲ 0.50% · 4.625%
HK$40,806
+HK$2,341/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$76,930/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,267
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,096/mo
Today · 4.125%
HK$42,443
baseline
▲ 0.50% · 4.625%
HK$44,680
+HK$2,237/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$84,886/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,458
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,654
−HK$1,216/mo
Today · 4.125%
HK$40,870
baseline
▲ 0.50% · 4.625%
HK$43,356
+HK$2,486/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,740/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,784
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,931
−HK$1,164/mo
Today · 4.125%
HK$45,095
baseline
▲ 0.50% · 4.625%
HK$47,473
+HK$2,378/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,190/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,720
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,987
−HK$1,287/mo
Today · 4.125%
HK$43,274
baseline
▲ 0.50% · 4.625%
HK$45,907
+HK$2,633/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,548/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,301
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,516
−HK$1,232/mo
Today · 4.125%
HK$47,748
baseline
▲ 0.50% · 4.625%
HK$50,265
+HK$2,517/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,496/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,094 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).