▼ 0.50% · 3.625%
HK$22,454
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,152
−HK$710/mo
Today · 4.125%
HK$23,862
baseline
▲ 0.50% · 4.625%
HK$25,314
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,724/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,980
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,650
−HK$679/mo
Today · 4.125%
HK$26,329
baseline
▲ 0.50% · 4.625%
HK$27,717
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,658/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,699
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$780/mo
Today · 4.125%
HK$26,248
baseline
▲ 0.50% · 4.625%
HK$27,845
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,496/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,478
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,215
−HK$747/mo
Today · 4.125%
HK$28,962
baseline
▲ 0.50% · 4.625%
HK$30,489
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,924/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,945
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,783
−HK$851/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,377
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,976
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,780
−HK$815/mo
Today · 4.125%
HK$31,595
baseline
▲ 0.50% · 4.625%
HK$33,261
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,190/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,190
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,098
−HK$923/mo
Today · 4.125%
HK$31,021
baseline
▲ 0.50% · 4.625%
HK$32,908
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,042/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,474
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$883/mo
Today · 4.125%
HK$34,228
baseline
▲ 0.50% · 4.625%
HK$36,032
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,456/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,435
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$994/mo
Today · 4.125%
HK$33,407
baseline
▲ 0.50% · 4.625%
HK$35,439
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,814/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,972
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,910
−HK$951/mo
Today · 4.125%
HK$36,861
baseline
▲ 0.50% · 4.625%
HK$38,804
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,722/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,681
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,728
−HK$1,065/mo
Today · 4.125%
HK$35,793
baseline
▲ 0.50% · 4.625%
HK$37,971
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,586/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,470
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,475
−HK$1,019/mo
Today · 4.125%
HK$39,494
baseline
▲ 0.50% · 4.625%
HK$41,576
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$78,988/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,926
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,044
−HK$1,135/mo
Today · 4.125%
HK$38,179
baseline
▲ 0.50% · 4.625%
HK$40,502
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,358/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,968
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,039
−HK$1,088/mo
Today · 4.125%
HK$42,127
baseline
▲ 0.50% · 4.625%
HK$44,347
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,254/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,172
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,359
−HK$1,206/mo
Today · 4.125%
HK$40,565
baseline
▲ 0.50% · 4.625%
HK$43,034
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,130/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,466
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,604
−HK$1,156/mo
Today · 4.125%
HK$44,760
baseline
▲ 0.50% · 4.625%
HK$47,119
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,520/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,417
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,674
−HK$1,278/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,565
+HK$2,613/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,964
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,169
−HK$1,224/mo
Today · 4.125%
HK$47,393
baseline
▲ 0.50% · 4.625%
HK$49,891
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,786/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,709 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).