▼ 0.50% · 3.625%
HK$22,669
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,374
−HK$717/mo
Today · 4.125%
HK$24,091
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,182/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,219
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,896
−HK$686/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,936
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$788/mo
Today · 4.125%
HK$26,500
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,612/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$53,000/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,741
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,485
−HK$755/mo
Today · 4.125%
HK$29,240
baseline
▲ 0.50% · 4.625%
HK$30,781
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,480/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,203
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$860/mo
Today · 4.125%
HK$28,909
baseline
▲ 0.50% · 4.625%
HK$30,668
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,818/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,263
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,075
−HK$823/mo
Today · 4.125%
HK$31,898
baseline
▲ 0.50% · 4.625%
HK$33,579
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,796/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,470
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,387
−HK$931/mo
Today · 4.125%
HK$31,318
baseline
▲ 0.50% · 4.625%
HK$33,223
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,636/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,785
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,664
−HK$892/mo
Today · 4.125%
HK$34,556
baseline
▲ 0.50% · 4.625%
HK$36,378
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,112/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,737
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,724
−HK$1,003/mo
Today · 4.125%
HK$33,727
baseline
▲ 0.50% · 4.625%
HK$35,779
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,454/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,307
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$960/mo
Today · 4.125%
HK$37,214
baseline
▲ 0.50% · 4.625%
HK$39,176
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,428/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,004
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,061
−HK$1,075/mo
Today · 4.125%
HK$36,136
baseline
▲ 0.50% · 4.625%
HK$38,335
+HK$2,199/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,272/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,829
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,843
−HK$1,030/mo
Today · 4.125%
HK$39,873
baseline
▲ 0.50% · 4.625%
HK$41,974
+HK$2,101/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,746/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,271
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,399
−HK$1,146/mo
Today · 4.125%
HK$38,545
baseline
▲ 0.50% · 4.625%
HK$40,890
+HK$2,345/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,090/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,351
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,433
−HK$1,098/mo
Today · 4.125%
HK$42,531
baseline
▲ 0.50% · 4.625%
HK$44,773
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,062/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,537
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,736
−HK$1,218/mo
Today · 4.125%
HK$40,954
baseline
▲ 0.50% · 4.625%
HK$43,446
+HK$2,492/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,908/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,873
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,022
−HK$1,167/mo
Today · 4.125%
HK$45,189
baseline
▲ 0.50% · 4.625%
HK$47,571
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,378/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,804
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,074
−HK$1,289/mo
Today · 4.125%
HK$43,363
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,639/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,726/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,394
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,612
−HK$1,235/mo
Today · 4.125%
HK$47,847
baseline
▲ 0.50% · 4.625%
HK$50,369
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,694/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,148 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).