▼ 0.50% · 3.625%
HK$21,584
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,255
−HK$682/mo
Today · 4.125%
HK$22,937
baseline
▲ 0.50% · 4.625%
HK$24,333
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,874/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,012
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,656
−HK$653/mo
Today · 4.125%
HK$25,309
baseline
▲ 0.50% · 4.625%
HK$26,643
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,618/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,742
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,481
−HK$750/mo
Today · 4.125%
HK$25,231
baseline
▲ 0.50% · 4.625%
HK$26,766
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,462/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,413
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,121
−HK$719/mo
Today · 4.125%
HK$27,840
baseline
▲ 0.50% · 4.625%
HK$29,307
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,680/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,901
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,706
−HK$819/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$29,200
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,814
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$784/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$31,972
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,059
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,932
−HK$886/mo
Today · 4.125%
HK$29,818
baseline
▲ 0.50% · 4.625%
HK$31,633
+HK$1,815/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,636/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,215
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,052
−HK$850/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,636
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$955/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$34,066
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,616
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,518
−HK$915/mo
Today · 4.125%
HK$35,433
baseline
▲ 0.50% · 4.625%
HK$37,300
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,866/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,376
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,383
−HK$1,023/mo
Today · 4.125%
HK$34,406
baseline
▲ 0.50% · 4.625%
HK$36,499
+HK$2,093/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,812/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,018
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,984
−HK$980/mo
Today · 4.125%
HK$37,964
baseline
▲ 0.50% · 4.625%
HK$39,965
+HK$2,001/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,928/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,534
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,608
−HK$1,092/mo
Today · 4.125%
HK$36,700
baseline
▲ 0.50% · 4.625%
HK$38,933
+HK$2,233/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,400/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,419
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,449
−HK$1,045/mo
Today · 4.125%
HK$40,494
baseline
▲ 0.50% · 4.625%
HK$42,629
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,988/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,692
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,834
−HK$1,159/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,366
+HK$2,373/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,820
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,915
−HK$1,110/mo
Today · 4.125%
HK$43,025
baseline
▲ 0.50% · 4.625%
HK$45,293
+HK$2,268/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,050/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,851
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,059
−HK$1,228/mo
Today · 4.125%
HK$41,287
baseline
▲ 0.50% · 4.625%
HK$43,799
+HK$2,512/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,574/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,221
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,380
−HK$1,176/mo
Today · 4.125%
HK$45,556
baseline
▲ 0.50% · 4.625%
HK$47,958
+HK$2,402/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,112/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,551 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).