▼ 0.50% · 3.625%
HK$22,476
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,175
−HK$711/mo
Today · 4.125%
HK$23,886
baseline
▲ 0.50% · 4.625%
HK$25,339
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,772/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,005
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,675
−HK$680/mo
Today · 4.125%
HK$26,355
baseline
▲ 0.50% · 4.625%
HK$27,745
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,710/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,724
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,493
−HK$781/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,599/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,505
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,243
−HK$748/mo
Today · 4.125%
HK$28,991
baseline
▲ 0.50% · 4.625%
HK$30,519
+HK$1,528/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,982/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,971
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,810
−HK$853/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,407
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,005
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,810
−HK$817/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,294
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,219
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,128
−HK$923/mo
Today · 4.125%
HK$31,051
baseline
▲ 0.50% · 4.625%
HK$32,941
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,102/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,506
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,378
−HK$884/mo
Today · 4.125%
HK$34,262
baseline
▲ 0.50% · 4.625%
HK$36,068
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,524/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,467
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,445
−HK$995/mo
Today · 4.125%
HK$33,440
baseline
▲ 0.50% · 4.625%
HK$35,475
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,880/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,945
−HK$953/mo
Today · 4.125%
HK$36,898
baseline
▲ 0.50% · 4.625%
HK$38,843
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,796/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,763
−HK$1,065/mo
Today · 4.125%
HK$35,828
baseline
▲ 0.50% · 4.625%
HK$38,009
+HK$2,181/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,656/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,507
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,513
−HK$1,020/mo
Today · 4.125%
HK$39,533
baseline
▲ 0.50% · 4.625%
HK$41,617
+HK$2,084/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,066/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,962
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,080
−HK$1,137/mo
Today · 4.125%
HK$38,217
baseline
▲ 0.50% · 4.625%
HK$40,542
+HK$2,325/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,434/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,007
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,080
−HK$1,089/mo
Today · 4.125%
HK$42,169
baseline
▲ 0.50% · 4.625%
HK$44,391
+HK$2,222/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,338/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,209
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,398
−HK$1,208/mo
Today · 4.125%
HK$40,606
baseline
▲ 0.50% · 4.625%
HK$43,076
+HK$2,470/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,212/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,508
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,648
−HK$1,156/mo
Today · 4.125%
HK$44,804
baseline
▲ 0.50% · 4.625%
HK$47,166
+HK$2,362/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,608/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,457
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,716
−HK$1,278/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,610
+HK$2,616/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,008
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,215
−HK$1,225/mo
Today · 4.125%
HK$47,440
baseline
▲ 0.50% · 4.625%
HK$49,940
+HK$2,500/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,880/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,686 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).