▼ 0.50% · 3.625%
HK$22,585
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,287
−HK$714/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,461
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,125
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,799
−HK$684/mo
Today · 4.125%
HK$26,483
baseline
▲ 0.50% · 4.625%
HK$27,879
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,966/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,616
−HK$785/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,638
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$752/mo
Today · 4.125%
HK$29,131
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,535/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,262/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,102
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$856/mo
Today · 4.125%
HK$28,801
baseline
▲ 0.50% · 4.625%
HK$30,554
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,602/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,150
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,959
−HK$820/mo
Today · 4.125%
HK$31,779
baseline
▲ 0.50% · 4.625%
HK$33,454
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,558/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,360
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,273
−HK$928/mo
Today · 4.125%
HK$31,201
baseline
▲ 0.50% · 4.625%
HK$33,100
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,402/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,663
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,539
−HK$888/mo
Today · 4.125%
HK$34,427
baseline
▲ 0.50% · 4.625%
HK$36,242
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,854/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$999/mo
Today · 4.125%
HK$33,601
baseline
▲ 0.50% · 4.625%
HK$35,646
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,202/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,175
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,119
−HK$957/mo
Today · 4.125%
HK$37,076
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,152/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,877
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,931
−HK$1,070/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$38,192
+HK$2,191/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,688
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,699
−HK$1,025/mo
Today · 4.125%
HK$39,724
baseline
▲ 0.50% · 4.625%
HK$41,818
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,448/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,135
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$1,142/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,738
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,200
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,279
−HK$1,093/mo
Today · 4.125%
HK$42,372
baseline
▲ 0.50% · 4.625%
HK$44,606
+HK$2,234/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,744/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,394
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,588
−HK$1,214/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$43,284
+HK$2,482/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,858
−HK$1,163/mo
Today · 4.125%
HK$45,021
baseline
▲ 0.50% · 4.625%
HK$47,394
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,042/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,652
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,917
−HK$1,285/mo
Today · 4.125%
HK$43,202
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,404/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,231/mo
Today · 4.125%
HK$47,669
baseline
▲ 0.50% · 4.625%
HK$50,181
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,338/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,445 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).