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At today's rate and a 90% mortgage, the deposit on this unit is about HK$996K, with repayments around HK$43,436/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,813 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway LOHAS Park Station Station.
Family-friendly — 7 schools within a 1 km walk.
Everyday convenience — 5 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 43/F
- Flat
- RD
- Saleable Area
- 783 Saleable ft²
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-20 | HK$9.08M | −17.5% 2.0y · −9.0%/yr |
| 2023-12-15 | HK$11.00M | +0.0% 3.1y · 0.0%/yr |
| 2020-10-09 | HK$11.00M | +54.7% 5.4y · 10.0%/yr |
| 2015-04-22 | HK$7.11M | — |