▼ 0.50% · 3.625%
HK$22,550
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,251
−HK$713/mo
Today · 4.125%
HK$23,964
baseline
▲ 0.50% · 4.625%
HK$25,422
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,928/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,087
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,759
−HK$683/mo
Today · 4.125%
HK$26,442
baseline
▲ 0.50% · 4.625%
HK$27,836
+HK$1,394/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,884/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,805
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,577
−HK$783/mo
Today · 4.125%
HK$26,360
baseline
▲ 0.50% · 4.625%
HK$27,964
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,720/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,595
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,335
−HK$751/mo
Today · 4.125%
HK$29,086
baseline
▲ 0.50% · 4.625%
HK$30,619
+HK$1,533/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,172/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,060
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,902
−HK$855/mo
Today · 4.125%
HK$28,757
baseline
▲ 0.50% · 4.625%
HK$30,507
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,514/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,104
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,911
−HK$819/mo
Today · 4.125%
HK$31,730
baseline
▲ 0.50% · 4.625%
HK$33,403
+HK$1,673/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,460/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,315
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,227
−HK$926/mo
Today · 4.125%
HK$31,153
baseline
▲ 0.50% · 4.625%
HK$33,049
+HK$1,896/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,306/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,613
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,487
−HK$888/mo
Today · 4.125%
HK$34,375
baseline
▲ 0.50% · 4.625%
HK$36,186
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,750/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,570
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,552
−HK$998/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,591
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,121
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,063
−HK$956/mo
Today · 4.125%
HK$37,019
baseline
▲ 0.50% · 4.625%
HK$38,970
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,038/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,825
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,877
−HK$1,069/mo
Today · 4.125%
HK$35,946
baseline
▲ 0.50% · 4.625%
HK$38,133
+HK$2,187/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,892/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,630
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,639
−HK$1,024/mo
Today · 4.125%
HK$39,663
baseline
▲ 0.50% · 4.625%
HK$41,754
+HK$2,091/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,326/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,080
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,202
−HK$1,140/mo
Today · 4.125%
HK$38,342
baseline
▲ 0.50% · 4.625%
HK$40,676
+HK$2,334/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,684/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,139
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,215
−HK$1,092/mo
Today · 4.125%
HK$42,307
baseline
▲ 0.50% · 4.625%
HK$44,537
+HK$2,230/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,614/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,335
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,527
−HK$1,212/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,479/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,647
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,791
−HK$1,160/mo
Today · 4.125%
HK$44,951
baseline
▲ 0.50% · 4.625%
HK$47,321
+HK$2,370/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,902/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,590
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,853
−HK$1,282/mo
Today · 4.125%
HK$43,135
baseline
▲ 0.50% · 4.625%
HK$45,760
+HK$2,625/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,270/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,156
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,367
−HK$1,229/mo
Today · 4.125%
HK$47,596
baseline
▲ 0.50% · 4.625%
HK$50,104
+HK$2,508/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,192/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,923 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).