▼ 0.50% · 3.625%
HK$21,512
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$680/mo
Today · 4.125%
HK$22,861
baseline
▲ 0.50% · 4.625%
HK$24,252
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,722/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,932
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,574
−HK$651/mo
Today · 4.125%
HK$25,225
baseline
▲ 0.50% · 4.625%
HK$26,555
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,450/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,663
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,399
−HK$748/mo
Today · 4.125%
HK$25,147
baseline
▲ 0.50% · 4.625%
HK$26,677
+HK$1,530/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,294/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,325
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,031
−HK$717/mo
Today · 4.125%
HK$27,748
baseline
▲ 0.50% · 4.625%
HK$29,210
+HK$1,462/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,496/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,815
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,618
−HK$815/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$29,103
+HK$1,670/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,718
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,489
−HK$781/mo
Today · 4.125%
HK$30,270
baseline
▲ 0.50% · 4.625%
HK$31,866
+HK$1,596/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,540/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,966
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,836
−HK$883/mo
Today · 4.125%
HK$29,719
baseline
▲ 0.50% · 4.625%
HK$31,528
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,438/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,112
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,946
−HK$847/mo
Today · 4.125%
HK$32,793
baseline
▲ 0.50% · 4.625%
HK$34,521
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,586/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,054
−HK$952/mo
Today · 4.125%
HK$32,006
baseline
▲ 0.50% · 4.625%
HK$33,953
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,012/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,505
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,403
−HK$912/mo
Today · 4.125%
HK$35,315
baseline
▲ 0.50% · 4.625%
HK$37,177
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,630/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,272
−HK$1,020/mo
Today · 4.125%
HK$34,292
baseline
▲ 0.50% · 4.625%
HK$36,378
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,584/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,861
−HK$977/mo
Today · 4.125%
HK$37,838
baseline
▲ 0.50% · 4.625%
HK$39,832
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,676/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,419
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$1,088/mo
Today · 4.125%
HK$36,578
baseline
▲ 0.50% · 4.625%
HK$38,804
+HK$2,226/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,156/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,291
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,318
−HK$1,042/mo
Today · 4.125%
HK$40,360
baseline
▲ 0.50% · 4.625%
HK$42,487
+HK$2,127/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,720/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,571
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,708
−HK$1,156/mo
Today · 4.125%
HK$38,864
baseline
▲ 0.50% · 4.625%
HK$41,229
+HK$2,365/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,728/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,684
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,776
−HK$1,107/mo
Today · 4.125%
HK$42,883
baseline
▲ 0.50% · 4.625%
HK$45,143
+HK$2,260/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,766/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,722
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,224/mo
Today · 4.125%
HK$41,150
baseline
▲ 0.50% · 4.625%
HK$43,654
+HK$2,504/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,300/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,078
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,233
−HK$1,172/mo
Today · 4.125%
HK$45,405
baseline
▲ 0.50% · 4.625%
HK$47,798
+HK$2,393/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,810/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,410 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).