▼ 0.50% · 3.625%
HK$19,690
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,302
−HK$623/mo
Today · 4.125%
HK$20,925
baseline
▲ 0.50% · 4.625%
HK$22,198
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,850/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,905
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,492
−HK$596/mo
Today · 4.125%
HK$23,088
baseline
▲ 0.50% · 4.625%
HK$24,305
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,176/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,659
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,333
−HK$684/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,418
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,095
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$656/mo
Today · 4.125%
HK$25,397
baseline
▲ 0.50% · 4.625%
HK$26,736
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,794/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,628
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,363
−HK$747/mo
Today · 4.125%
HK$25,110
baseline
▲ 0.50% · 4.625%
HK$26,637
+HK$1,527/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,220/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,286
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,991
−HK$715/mo
Today · 4.125%
HK$27,706
baseline
▲ 0.50% · 4.625%
HK$29,166
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,412/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,597
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,393
−HK$809/mo
Today · 4.125%
HK$27,202
baseline
▲ 0.50% · 4.625%
HK$28,857
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,404/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,476
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$775/mo
Today · 4.125%
HK$30,015
baseline
▲ 0.50% · 4.625%
HK$31,597
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,030/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,566
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,423
−HK$871/mo
Today · 4.125%
HK$29,294
baseline
▲ 0.50% · 4.625%
HK$31,077
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,588/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,667
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,489
−HK$835/mo
Today · 4.125%
HK$32,324
baseline
▲ 0.50% · 4.625%
HK$34,027
+HK$1,703/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,648/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,535
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,453
−HK$934/mo
Today · 4.125%
HK$31,387
baseline
▲ 0.50% · 4.625%
HK$33,297
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,774/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,857
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$894/mo
Today · 4.125%
HK$34,632
baseline
▲ 0.50% · 4.625%
HK$36,458
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,264/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,484
−HK$995/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,516
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,048
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,988
−HK$953/mo
Today · 4.125%
HK$36,941
baseline
▲ 0.50% · 4.625%
HK$38,888
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,882/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,473
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,514
−HK$1,058/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,736
+HK$2,164/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,238
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,237
−HK$1,013/mo
Today · 4.125%
HK$39,250
baseline
▲ 0.50% · 4.625%
HK$41,319
+HK$2,069/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,500/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,442
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,544
−HK$1,120/mo
Today · 4.125%
HK$37,664
baseline
▲ 0.50% · 4.625%
HK$39,956
+HK$2,292/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,328/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,429
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,486
−HK$1,073/mo
Today · 4.125%
HK$41,559
baseline
▲ 0.50% · 4.625%
HK$43,749
+HK$2,190/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,118/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,049 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).