▼ 0.50% · 3.625%
HK$20,179
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,807
−HK$638/mo
Today · 4.125%
HK$21,445
baseline
▲ 0.50% · 4.625%
HK$22,749
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,890/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,449
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,051
−HK$611/mo
Today · 4.125%
HK$23,662
baseline
▲ 0.50% · 4.625%
HK$24,909
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,324/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,197
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,887
−HK$702/mo
Today · 4.125%
HK$23,589
baseline
▲ 0.50% · 4.625%
HK$25,024
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,178/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,694
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,356
−HK$672/mo
Today · 4.125%
HK$26,028
baseline
▲ 0.50% · 4.625%
HK$27,400
+HK$1,372/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,056/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,215
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,968
−HK$765/mo
Today · 4.125%
HK$25,733
baseline
▲ 0.50% · 4.625%
HK$27,299
+HK$1,566/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,466/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,939
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,661
−HK$733/mo
Today · 4.125%
HK$28,394
baseline
▲ 0.50% · 4.625%
HK$29,891
+HK$1,497/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,788/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,233
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,049
−HK$829/mo
Today · 4.125%
HK$27,878
baseline
▲ 0.50% · 4.625%
HK$29,574
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,756/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,184
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,966
−HK$794/mo
Today · 4.125%
HK$30,760
baseline
▲ 0.50% · 4.625%
HK$32,382
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,520/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,251
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,129
−HK$893/mo
Today · 4.125%
HK$30,022
baseline
▲ 0.50% · 4.625%
HK$31,849
+HK$1,827/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,044/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,429
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,272
−HK$855/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$34,873
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,269
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,210
−HK$957/mo
Today · 4.125%
HK$32,167
baseline
▲ 0.50% · 4.625%
HK$34,124
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,334/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,674
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,577
−HK$916/mo
Today · 4.125%
HK$35,493
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$1,871/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$70,986/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,287
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$1,020/mo
Today · 4.125%
HK$34,311
baseline
▲ 0.50% · 4.625%
HK$36,399
+HK$2,088/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,622/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,918
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,882
−HK$977/mo
Today · 4.125%
HK$37,859
baseline
▲ 0.50% · 4.625%
HK$39,855
+HK$1,996/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,718/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,304
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,372
−HK$1,084/mo
Today · 4.125%
HK$36,456
baseline
▲ 0.50% · 4.625%
HK$38,674
+HK$2,218/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,912/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,163
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,187
−HK$1,038/mo
Today · 4.125%
HK$40,225
baseline
▲ 0.50% · 4.625%
HK$42,346
+HK$2,121/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,450/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,322
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,452
−HK$1,148/mo
Today · 4.125%
HK$38,600
baseline
▲ 0.50% · 4.625%
HK$40,949
+HK$2,349/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,200/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,408
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,492
−HK$1,099/mo
Today · 4.125%
HK$42,591
baseline
▲ 0.50% · 4.625%
HK$44,836
+HK$2,245/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,182/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).