▼ 0.50% · 3.625%
HK$19,780
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,395
−HK$625/mo
Today · 4.125%
HK$21,020
baseline
▲ 0.50% · 4.625%
HK$22,299
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,040/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,005
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,595
−HK$599/mo
Today · 4.125%
HK$23,194
baseline
▲ 0.50% · 4.625%
HK$24,416
+HK$1,222/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,388/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,758
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,435
−HK$687/mo
Today · 4.125%
HK$23,122
baseline
▲ 0.50% · 4.625%
HK$24,529
+HK$1,407/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,244/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,205
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,855
−HK$658/mo
Today · 4.125%
HK$25,513
baseline
▲ 0.50% · 4.625%
HK$26,858
+HK$1,345/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,026/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,736
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,474
−HK$750/mo
Today · 4.125%
HK$25,224
baseline
▲ 0.50% · 4.625%
HK$26,759
+HK$1,535/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,448/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,406
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,114
−HK$718/mo
Today · 4.125%
HK$27,832
baseline
▲ 0.50% · 4.625%
HK$29,300
+HK$1,468/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,664/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,514
−HK$812/mo
Today · 4.125%
HK$27,326
baseline
▲ 0.50% · 4.625%
HK$28,989
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,652/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,606
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,374
−HK$778/mo
Today · 4.125%
HK$30,152
baseline
▲ 0.50% · 4.625%
HK$31,741
+HK$1,589/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,304/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,692
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,553
−HK$875/mo
Today · 4.125%
HK$29,428
baseline
▲ 0.50% · 4.625%
HK$31,219
+HK$1,791/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,856/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,807
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$838/mo
Today · 4.125%
HK$32,471
baseline
▲ 0.50% · 4.625%
HK$34,183
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,942/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,670
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,593
−HK$937/mo
Today · 4.125%
HK$31,530
baseline
▲ 0.50% · 4.625%
HK$33,449
+HK$1,919/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,060/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,007
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,893
−HK$898/mo
Today · 4.125%
HK$34,791
baseline
▲ 0.50% · 4.625%
HK$36,624
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,582/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,648
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,632
−HK$1,000/mo
Today · 4.125%
HK$33,632
baseline
▲ 0.50% · 4.625%
HK$35,679
+HK$2,047/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,264/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,208
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,152
−HK$958/mo
Today · 4.125%
HK$37,110
baseline
▲ 0.50% · 4.625%
HK$39,066
+HK$1,956/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,220/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,626
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,672
−HK$1,062/mo
Today · 4.125%
HK$35,734
baseline
▲ 0.50% · 4.625%
HK$37,909
+HK$2,175/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,468/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,408
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,412
−HK$1,017/mo
Today · 4.125%
HK$39,429
baseline
▲ 0.50% · 4.625%
HK$41,508
+HK$2,079/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,858/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,604
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,711
−HK$1,125/mo
Today · 4.125%
HK$37,836
baseline
▲ 0.50% · 4.625%
HK$40,139
+HK$2,303/mo
Deposit HK$867K · loan HK$7.81M · min. income ≈ HK$75,672/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,609
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,671
−HK$1,078/mo
Today · 4.125%
HK$41,749
baseline
▲ 0.50% · 4.625%
HK$43,949
+HK$2,200/mo
Deposit HK$867K · loan HK$7.81M · min. income ≈ HK$83,498/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).