▼ 0.50% · 3.625%
HK$20,212
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,841
−HK$638/mo
Today · 4.125%
HK$21,479
baseline
▲ 0.50% · 4.625%
HK$22,786
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,958/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,486
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,089
−HK$612/mo
Today · 4.125%
HK$23,701
baseline
▲ 0.50% · 4.625%
HK$24,950
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,402/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,233
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,925
−HK$702/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$25,065
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,398
−HK$673/mo
Today · 4.125%
HK$26,071
baseline
▲ 0.50% · 4.625%
HK$27,445
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,142/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,009
−HK$766/mo
Today · 4.125%
HK$25,775
baseline
▲ 0.50% · 4.625%
HK$27,344
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,550/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,983
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,706
−HK$735/mo
Today · 4.125%
HK$28,441
baseline
▲ 0.50% · 4.625%
HK$29,940
+HK$1,499/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,882/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,276
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,093
−HK$830/mo
Today · 4.125%
HK$27,923
baseline
▲ 0.50% · 4.625%
HK$29,622
+HK$1,699/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,846/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,231
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,015
−HK$796/mo
Today · 4.125%
HK$30,811
baseline
▲ 0.50% · 4.625%
HK$32,435
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,622/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,297
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,177
−HK$894/mo
Today · 4.125%
HK$30,071
baseline
▲ 0.50% · 4.625%
HK$31,901
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,142/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,480
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,324
−HK$857/mo
Today · 4.125%
HK$33,181
baseline
▲ 0.50% · 4.625%
HK$34,930
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,362/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,318
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,261
−HK$958/mo
Today · 4.125%
HK$32,219
baseline
▲ 0.50% · 4.625%
HK$34,180
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,438/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,729
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,633
−HK$918/mo
Today · 4.125%
HK$35,551
baseline
▲ 0.50% · 4.625%
HK$37,425
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,102/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,339
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$1,022/mo
Today · 4.125%
HK$34,367
baseline
▲ 0.50% · 4.625%
HK$36,458
+HK$2,091/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,734/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,977
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,942
−HK$979/mo
Today · 4.125%
HK$37,921
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,842/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,360
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,429
−HK$1,086/mo
Today · 4.125%
HK$36,515
baseline
▲ 0.50% · 4.625%
HK$38,737
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,030/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,226
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,040/mo
Today · 4.125%
HK$40,291
baseline
▲ 0.50% · 4.625%
HK$42,415
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,582/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,382
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$1,150/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$41,016
+HK$2,353/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,474
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,560
−HK$1,101/mo
Today · 4.125%
HK$42,661
baseline
▲ 0.50% · 4.625%
HK$44,910
+HK$2,249/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$85,322/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,918 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).